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Payment
Gateway Solutions (Securing eCommerce Transitions over
the Internet):
eXpertsMerchant.com in association with Solution
Experts, Inc. offers merchant account holders a new
solution for accepting transactions online and offline.
The Gateway software acts as a conduit between the
customer and your providing bank by creating a secure
connection and obtaining lightning fast approvals
averaging 1.5 to 3.5 seconds.
You can use our
Payment Gateway as a virtual terminal in your store or
home office, or allow web users to access it as your
point of sale and process their transactions for real
time approvals online.
What's more
exciting is that you can access your daily/weekly
transaction reports from anywhere in the world where you
have access to the internet.
eXpertsMerchant.com in partnership with USAePay's gateway provides the
safest and quickest way to processing your business'
credit card transactions world- wide. We supply your
business a wide array of tools and our 24-hour technical
support will be there whenever you need it.
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Process Diagram |
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1.
The customer places an order with their credit card
through any type of point-of-sale; shopping cart,
retail store, wireless PDA, online terminal, etc..
2.
eXpertsMerchant.com in partnership with USAePay is sent authorization request and securely
sends request to Customer's Credit Card Issuer to
verify card and if funds are available.
3.
Approval or Decline response sent back to
eXpertsMerchant.com in partnership with USAePay
in secure format.
4.
With order Approved, merchant fulfills customers
order .
5.
Merchant sends settlement request to
eXpertsMerchant.com in partnership with USAePay and
eXpertsMerchant.com in partnership with USAePay settles batch with Merchant's account
provider.
6.
With settlement complete, Merchant Account Provider
sends funds directly to merchant's checking
account. |
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Merchant Console Virtual
Terminal
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The
eXpertsMerchant.com in partnership with USAePay
Merchant Console Virtual Terminal is the main
toolkit in the eXpertsMerchant.com in
partnership with USAePay line of
products. One can think of the Merchant Console
as a internet-based credit card machine with an
enormous amount of extra features.
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The Basics... |
The
Merchant Console of course carries the basic
features of any credit card terminal. It does
sales, voids, credits, settlements and all type
of other transaction toward a merchant's
customer's credit card. The only difference?
Instead of doing it through a machine, the
merchant does it online.
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Reports... |
The
Merchant Console allows the merchant to do a
wide array of different reports. Merchants can
go back for as long as they've been processing
or as short as the past day on a report. Visual
graphs and downloadable versions of the reports
are just some of the features which make the
reporting tool so easy to use. Whether the
merchant needs to search for a recent customer
or run a report of all the Visa, Approved
customers, the reporting option can do it all.
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Recurring Billing... |
With no extra software required, the Merchant
Console will allow the merchant to input
customers for recurring billing. This database
allows the merchant to charge on a daily,
weekly, monthly, yearly, etc. basis without
having to re-input the customer information
every time.
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Batch Uploading... |
Built into the eXpertsMerchant.com in
partnership with USAePay Merchant Console is the
Batch Uploader. This feature allows the
merchants to upload special formatted files
(comma or tab delimited) which contain
transaction details to be processed by the
system. This allows the merchant to upload this
file and let the system process the transaction
without having to key in every single
transaction manually.
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Security First... |
The
Merchant Console is not only the fast but is
also secure. eXpertsMerchant.com in partnership
with USAePay uses the best in secure
1024-bit Digital ID's for all their Merchant
Consoles. The console can support any 40-bit and
128-bit encrypted browser and will make sure
security is enabled before any functionality is
done.
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Why Online?... |
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The
common question comes up as to why use a
"virtual" credit card machine; why not use an
actual machine. With the "virtual" terminal,
Merchant Console, the merchant can process
their business transaction from anywhere in the
world from any computer that has an internet
connection. The advantage of being online is
mobility and scalability which you don't get in
a machine. |
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eXpertsMerchant.com eCheck:
The
eXpertsMerchant.com eCheck service delivers a
streamlined check acceptance process, but also
eliminates returned checks and returned check fees,
while reducing check fees and trips to the bank. It
reduces paperwork and improves cash flow through
faster closing / balancing and settlement. |
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Convert the Paper Check
Designed to mirror the process diagram used in
credit card processing, the electronic check
verification service converts paper checks into
electronic items at the point of sale and
automatically deposits these funds into your account
utilizing payment terminals and the National
Automated Clearing House (ACH) system. |
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Checks in the Virtual Terminal
When activated for the eXpertsMerchant.com eCheck
feature, your Virtual Terminal will automatically
contain screen for processing check transactions,
reviewing check transactions in your reports and
charts and all the other features included with your
credit card processing system. |
SSL
Certification Products (Web Site Encryption):
Secure
your webserver and conduct safe e-commerce over the
Internet with the most cost effective SSL Certificates
you can buy. Our SSL Certificates are compatible with
99.3% of browsers making them as equally trusted as
Certificates from Verisign and Thawte. The SSL
Certificates range has varying warranties, features and
pricing - ranging from entry level $49 to professional
level $119.
Enterprise PKI Manager
Enterprise PKI Manager for easy and convenient managing
and requesting of SSL Certificates for enterprise
servers and Corporate Secure Email Certificates for
enterprise secure messaging. Provides perfect SSL
solution for load balancing, server farms and extranet
security.
Trustlogo
Providing your customers with real-time identity
assurance through convenient "point to verify"
technology and letting your customers know visually that
you are a verified and legitimate site, TrustLogo
enhances trust and confidence in your online identity
and gives customers the confidence to buy from your
site. Now includes the unique, yet essential, capability
of feedback on how many customers need to verify your
identity on a daily basis. See for yourself how your
TrustLogo investment can pay for itself in a matter of
days or even hours!
Card
Payment Trustlogo
Many
customers are lost at the point of sale simply because
they do not want to risk an online transaction. Actively
overcome such consumer fears by dynamically informing
customers that your site is trusted by the world's
leading credit card companies. Sign up now to display a
Card Payment TrustLogo on your site.
eCommerance
eStore Front Products Packages:
By partnering with
MIVA Merchant we are able to our customers customized
turn key eStore Front packages with a raped deployment
cycle. Please contact our sales agent for more
information.
Miva Merchant is a
dynamic browser based storefront development and
management system that allows merchants to create and
administrate multiple online stores from anywhere in the
world. |